Bill's barn burned down, and his wife Polly
called the
insurance company.
Polly told the insurance company, "We had that barn
insured for fifty thousand, and I want my money."
The agent replied, "Hold on just a minute, Polly.
Insurance doesn't work quite like that. We will ascertain
the value of what was insured and provide you with a new
barn of comparable worth."
There was a long pause before Polly replied, "Then I'd
like to cancel the policy on my husband."